This bank is a hidden gem, offering a unique blend of personal and commercial banking services. From friendly service to a wide range of financial products, Stearns Bank exceeds expectations. Customers praise the bank's family atmosphere, with many employees building long-lasting relationships with clients. While some may find the hours of operation inconvenient for non-members, the bank's drive-through and lobby services are available during regular business hours. Wheelchair accessibility and a welcoming atmosphere make this bank a great choice for those in need of banking services. A standout feature is the exceptional customer service, with many employees going above and beyond to help clients. With a strong presence in commercial lending, equipment financing, and SBA loans, this bank is a great resource for businesses in the area. The only drawback is the limited availability of lobby hours for non-members, which can be frustrating for those who need to conduct business during non-traditional hours.