The business location of Ocean Harbor Insurance is underwhelming. Quality-wise, it falls short, with numerous complaints about unresponsive customer service and inadequate claims processing. The pricing, while initially appealing, seems to be a major draw, but this may come at the cost of subpar service.Many reviewers have expressed frustration with the lengthy and often unfruitful process of attempting to resolve issues with the company. They have described being transferred repeatedly, having their calls ignored, and being lied to by representatives. This lack of attention to customer needs and issues is a significant concern.Regarding innovativeness, it's hard to assess as there's little to no information about the company's willingness to adopt new ideas or improve its services. However, the overall impression is that the company is stuck in its ways and is more focused on extracting money from customers than on providing genuine value.One major issue that stands out is the company's tendency to cancel policies without notice, leading to financial difficulties for customers. This practice raises questions about the company's reliability and commitment to its customers.Overall, while some reviewers have had relatively positive experiences, the vast majority have been left disappointed and frustrated with Ocean Harbor Insurance. With a dismal average rating of 1.7 stars, it's clear that this company has a long way to go in terms of improving its service and reputation.