BMO's banking services, including their mortgage options, offer a range of personal and business solutions. Clients can access various accounts, loans, lines of credit, and credit cards. Their services are wheelchair accessible, with parking and entrance options available. However, their reputation is marred by a recent client's terrible experience with a HELOC, which was plagued by issues. Clients are advised to take caution when doing business with BMO due to the possibility of experiencing similar problems. The bank's working hours are set, with weekday visits from 9am to 5 or 6pm, depending on the day. A phone number and web link are provided for additional information or support. Overall, while BMO may offer a wide range of banking services, the recent issues with one of their products raise concerns.