FiCare Federal Credit Union is a reliable financial institution located in Lutz City. The credit union offers a wide range of services, including personal loans, and is known for its excellent customer service. The staff, particularly Ray, is very professional, friendly, and knowledgeable, making the experience of doing business with them a pleasure. They are always willing to go above and beyond to help with any issues or questions.The credit union has a wheelchair-accessible entrance and parking lot, making it easily accessible for people with disabilities. The working hours are standard, with the branch open from 8:00 am to 4:00 pm, Monday through Friday.The credit union has received excellent feedback from its customers, with many praising the exceptional service they have received from staff members, particularly Ray, who has been commended for his patience, expertise, and friendly demeanor. While some customers have mentioned that there may not be enough local branches, the staff's excellent service has made up for this limitation.Overall, FiCare Federal Credit Union is a reliable and customer-focused financial institution that provides excellent service and support to its customers. The only issue that can be observed is that the credit union may not have enough local branches.