Vehicle Loans
Finance More Than Just a Car
Suncoast offers financing for everyday vehicles and recreational purchases, from autos and motorcycles to boats and RVs. Pre-approval can help you understand your budget before you shop, while refinancing may help improve the fit of an existing loan.
Match Financing to the Vehicle
Different purchases call for different loan structures. Suncoast provides options for cars and trucks, boats and personal watercraft, recreational vehicles, motorcycles, ATVs, and eligible electric or hybrid vehicles.
• New and used autos
• Boat and watercraft loans
• RV financing
• Motorcycle and ATV loans
Shop With More Confidence
A pre-approved vehicle loan gives you a clearer spending range before you visit a seller. It can also make the purchase process more focused by separating financing decisions from vehicle shopping.
• Pre-approval before shopping
• Purchase or refinance
• No application fee options
• Online application access
Financing for the Way You Travel
Choose a loan category that matches your next purchase.
Loan Features That Add Convenience
Make the financing process easier from application through repayment.
Pre-Approval
Apply before shopping so you can better understand your available financing range.
Refinancing
Replace an existing eligible vehicle loan with a new financing arrangement subject to approval.
Flexible Terms
Explore available repayment terms based on the vehicle, amount financed, and qualification factors.
Digital Applications
Start the process online, by phone, or in person at a Suncoast branch.
Plan for Ownership Costs
Budget Before Shopping
Use a payment estimate to consider how a loan may fit within your monthly budget.
New Versus Used
Compare model year, condition, price, and available financing requirements before choosing a vehicle.
Protection Products
Ask about available protection products that may help address certain vehicle ownership risks.
Responsible Repayment
Understand the payment schedule, interest rate, and total borrowing cost before signing.
How to Get a Vehicle Loan
Estimate Your Budget
Consider the purchase price, trade-in value, down payment, insurance, and monthly payment you can comfortably manage.
Get Pre-Qualified
Submit a vehicle loan application online, by phone, or through a Suncoast branch.
Shop With Financing in Mind
Use your approved or estimated loan amount to compare eligible new or used vehicles.
Finalize the Loan
Provide the requested vehicle and purchase details, complete documentation, and arrange funding.
